Personal Loans

Flexible loans to help achieve your dreams.

Come let us help make your dreams a reality.

Personal Loans

If you are looking for a new automobile, or need extra funds to finance other personal purchases, our consumer loans offer competitive rates and terms.  Loan decisions are made locally and quickly.

We offer a several types of loans to meet your every need.

  • Personal
  • New & Used Vehicles
  • RV, Boat & other Recreational Vehicles
  • Vacations

Please click Here for our personal loan application.  Please complete the application, and get it back to us by: encrypted email, fax, mail or in person.

Home Mortgage Loans

Whether you are building or buying a new home, refinancing your existing home or making home improvements, the Bank provides mortgage loans with affordable payments at competitive rates.

Our loan officers have the expertise and knowledge to guide you through the application process step by step.  We will make the process simpler, less costly, and get you into the home of your dreams faster.

Conventional Fixed Rate Loans

  • Minimum of 3% down plus closing costs
  • 10,15,20,25, and 30 year fixed rate options
  • Must be your primary residence
  • Minimum FICO score of 620

In-house Adjustable Rate loans

  • Minimum of 10% down plus closing costs
  • 10,15,20,25 and 30 year terms

Items to bring to consultation

  • Two most recent pay stubs
  • Previous year’s W-2
  • Two forms of ID, one being photo(driver’s license)
  • 2 most recent bank or retirement account statements
  • Last 2 years tax returns

Please click Here for our real estate loan application.  Please use this application for only the purchase, refinance of the purchase, or construction of your primary residence.  For all other personal loans secured by real estate, please use the personal loan form above.  Please complete the application, and get it back to us by: encrypted email, fax, mail or in person.

Please call: Stacey Russell in our Beaver location at 580-625-4511 OR
Brad Carr in our Liberal location at 620-624-0707

Loan Officers

Gregg Weber, President & CEO – NMLS ID # 410499

Jason Weber, EVP – NMLS ID # 416069

Eric Cline, SVP – NMLS ID # 410788

 

Stacey Russell, SVP – NMLS ID # 837486

Bradley Carr, SVP – NMLS ID # 837491